Roberto Espinosa, CLU®, ChFC®

Financial Representative

Roberto Espinosa

Office: 210-949-4507

9110 Ih 10 W Ste 105
San Antonio, TX 78230-3121

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Advanced Planning Library

Northwestern Mutual's Advanced Planning Library is a powerful legal research tool.

 

Northwestern Mutual and Forbes launch the new Fact & Comment page

Forbes

Forbes and Northwestern Mutual partner to launch a new page titled Fact & Comment on the Forbes.com Web site, offering expert insights from leaders in business and beyond.

Go to Fact & Comment page

Dividend Announcement

Northwestern Mutual recently announced a dividend payout for 2010 of more than 4.7 billion dollars - the second largest in our company history - for clients who own life, annuity, DI and long-term care policies.

Click here to read more

Consistency Counts Scorecard

As in golf, the low score wins the game. Find out how Northwestern Mutual’s performance ranks relative to the competition. In times like these, it’s nice to know that Northwestern Mutual isn’t just strong — it’s consistently strong.

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Consistency Counts

Strength on its own can be impressive. When consistency is added, that’s when it becomes real. At Northwestern Mutual, we’ve been able to deliver real strength for over 150 years. Put our strength to work for you.

Strength that works.

Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

Strength, Stability and Mutuality

Northwestern Mutual was recently featured in a Milwaukee Biz Times cover story titled “Still in the Win Column” which highlights the company’s strength, stability and the value of mutuality. The article examines why Northwestern Mutual is different, and stronger, than many of its competitors. Read the article (PDF).

My Mission

My mission as a Northwestern Mutual Financial Network Representative is to help you identify your current financial picture with your future financial goals. Along with a Network of Specialists, I provide innovative solutions using world-class insurance services and internationally recognized investment products. Through this, I develop enduring relationships with my clients.

Life never stands still. It’s always changing direction and presenting us with new opportunities. That’s why your financial security plan has to be flexible. As life changes, so do your circumstances, needs, and goals. I make it my business to know my clients and their families well. I think it’s important for me to understand not just the state of their finances, but also their personal goals and preferences. Working together, we will be able to identify the aspects that most need attention, now and for the future. It’s important to keep up with the significant changes in life. Let me help you achieve a future with financial security.
 
I am a certified speaker of the Spanish language.
 

La vida nunca se queda quieta. Siempre cambia de rumbo y nos presenta nuevas posibilidades. Por ello, su plan de seguridad financiera tiene que ser flexible. Asi como la vida cambia, de igual modo cambian sus circunstancias, necesidades, y metas. Me dedico a conocer bien a mis clientes y sus familias. Creo que es importante que yo entienda no tan solo su estado de finanzas, sino tambien sus metas y gustos personales. Trabajando juntos, podremos identificar las facetas que mas necesitan atencion tanto ahora como para el futuro. Es importante mantenerse al ritmo de los cambios importantes de la vida. Permitame ayudarle a lograr un futuro con seguridad financiera. 

Northwestern Mutual Financial Network

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of the Northwestern Mutual Financial Network, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.

Northwestern Mutual Financial Network News

Northwestern Mutual Is "America's Most Admired" for an Unprecedented 25th Year

In its 2008 annual survey, FORTUNE magazine ranked Northwestern Mutual as "America's Most Admired" in the life/health insurance industry for a landmark 25th year. Northwestern Mutual is the only company to have led its industry every year it has been included in the prestigious survey of industry professionals and analysts.
Click here to read more.

CEO with a Plan

Northwestern Mutual CEO Ed Zore featured on the cover of Selling Power magazine. Click here to read the article.

Over 150 Years of Working Together: Northwestern Mutual has been putting clients first for over 150 years so they can put their loved ones first.

Click here to visit the company timeline.Steve Braun invites you to listen to Ed Zore speak on CNBC

Northwestern Mutual's CEO on CNBC: CEO Ed Zore appeared on CNBC's show "Morning Call" discussing Northwestern Mutual's unique strategy. Click here to play the video.

Articles and Web Sites

Starting a Family: Is the pitter-patter of little feet in your near future? The Baby Center provides articles, a baby name finder, a due date calendar and much more. Starting a family is without question one of the most exciting times in your life. It can be one of the most stressful times as well. Contact Roberto Espinosa to review your financial needs to ensure your future includes solutions to support your growing family.

Steve Braun invites you to visit The Mint web site Children´s Guide to Handling Money Wisely: Roberto would like to introduce you to a website sponsored by Northwestern Mutual Financial Networkthat is designed for a very important group of people in our lives . . . our children! Learning to handle money wisely is a lesson that desperately needs to be learned at a young age. Our kids, grandkids, nieces, and nephews are the ones that will be shaping our world in the near future! Click here to visit the site.