Professional

Having always been a business owner, I first became a client of Northwestern Mutual in 1999 and was impressed by the quality of both the company and its people.

 In 2002 I went through an experience that not many people do, and that gave me the opportunity to make a pause in my life, evaluate my affairs, and become aware of my own mortality.  After an accident in an elevator, a doctor told me that he needed me to be conscious if I wanted to live. For the next 6 hours I was very conscious about my life, the good things that had happened to me, and the things that I hadn't done. Little did I know this was my first step in making a career change to a Northwestern Mutual Financial Network Representative.  I became a professional who has the privilege of helping people with the discipline required to make a change in the things that may be hard, but the things that really matter in their lives and the lives of the people they love.

Certified speaker of the Spanish language.

Roberto has earned the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) designations.

CLU
Chartered Life Underwriter
Roberto Espinosa received his CLU in 2007 from the American College.

The CLU designation is the professional credential for persons involved in the protection, accumulation, preservation and distribution of the economic values of human life. For Financial Representatives such as Roberto Espinosa, as well as field managers and others involved in providing life insurance products to the public, the CLU designation is the common bond for continuing growth and commitment to professionalism.

ChFC
Chartered Financial Consultant
Roberto Espinosa received his ChFC in 2008 from the American College.

The ChFC program focuses on the organized way to collect and analyze information on a client's financial situation; to help clients identify and establish specific financial goals and to formulate solutions to help meet those goals. The ChFC program provides financial professionals with in-depth knowledge of the skills needed to perform needs analysis for their clients.

Board of Advisors

Eduardo Berdegue                    Alvaro Briseño                     George Kauss                  

Jorge Chabolla                          Javier Fernandez                 Carlos Otterbach

Carlos Gamboa                        

Associations and Memberships

National Association of Insurance and Financial Advisors,

Asociacion de Empresarios Mexicanos (Mexican Entrepreneur Association)

Hispanic Chamber of Commerce

San Antonio Greater Chamber of Commerce

Free Trade Alliance

Rotary Club Downtown San Antonio

World Affairs Council

Advisory Council for the Institute of Mexicans Living Abroad (CCIME)

Red Cross - San Antonio Chapter

Mexican American Business Institute - Founding Member

San Antonio Business and Economics Society

Years of Experience

Representing Northwestern Mutual since 2004.

Education